Worldwide
Identity Verification
Document, biometric, and database verification across 200+ countries. Sub-3-second decisioning with bank-grade liveness.
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// Financial Crime Intelligence
You will never look at financial crime the same way again.
We provide the AI infrastructure and expertise that helps you verify identity, investigate counterparties, and dismantle money-laundering networks in today's rapidly changing world — turning compliance from a cost center into a competitive edge.
EST. 2022 — Lagos · London · SingaporeScroll ↓
Why TRAMCA
Let TRAMCA be your trusted partner in navigating the complex world of financial crime and compliance.
With combined experience across financial intelligence, banking compliance, and machine learning, we are a full-suite AML and risk intelligence firm that prides itself on pushing the boundaries of what's possible when human expertise meets autonomous AI investigation — all while offering a down-to-earth, personalized approach centered around your institution.
At TRAMCA, we are more than just another KYC vendor. Our goal is to be your investigative partner, committed to closing cases — not just opening alerts — and putting your compliance team back in control of risk before losses ever materialize.
Trust us to design an intelligence program that addresses your regulatory needs and gives you peace of mind that your customers, your capital, and your license are protected.
Our 360° approach
Our services are centered around our proven 360° approach.
This approach is designed to assist your institution in determining the steps that should be taken to achieve an optimal financial-crime program — built for the threats of today, hardened for the threats of tomorrow.
01 · Identity
Verify with biometric precision.
We do this by, firstly, understanding who is on the other end of every transaction — combining liveness detection, document forensics, and global watchlist screening to deliver an identity decision in under three seconds.
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02 · Surveillance
Investigate behaviour, not just transactions.
Our AI agents continuously profile entity behaviour against peer groups, surfacing structuring, smurfing, and circular flows that legacy rule engines miss. Your analysts inherit a finished case file — not another false-positive queue.
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03 · Network
Trace networks all the way to ultimate beneficial owners.
We strive to ensure that your intelligence dollars are utilised as efficiently and effectively as possible. Our graph engine pierces shell companies and offshore layers to give you the complete ownership picture — instantly.
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Three intelligence verticals. One unified case file.
From onboarding the first customer to filing a regulator-ready suspicious activity report, every workflow is investigated end-to-end by autonomous TRAMCA agents.
Worldwide
Background Checks
Adverse media, sanctions, PEP, criminal, and corporate-registry checks on individuals and entities — synthesized into a single risk score.
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AML Compliance
Transaction monitoring, case management, SAR/STR filing, and CBN-aligned reporting workflows purpose-built for Nigerian banks and fintechs.
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Field notes from the front line.
FAQs & How-to guides
Have questions? We've got answers.
Our FAQs and how-to guides provide easy-to-understand information to help you navigate your compliance journey.
How to onboard a new customer
Initiate KYC from your dashboard or API. TRAMCA verifies the document, runs biometric liveness, screens 220+ global sanctions and PEP lists, and returns a complete identity decision in under three seconds.
How to investigate a suspicious transaction
Open the transaction in your case console. TRAMCA's AI investigator automatically gathers the counterparty graph, prior alerts, and adverse media — and produces a draft SAR narrative for analyst review.
How to handle a regulator examination
Export the audit trail from the Compliance Vault. Every screening, decision, and override is timestamped, signed, and ready for CBN, FinCEN, or FATF review with one click.
How to file a SAR with the NFIU
Use the SAR workflow inside TRAMCA Case Manager. Reports are formatted to NFIU goAML schema and can be submitted directly from the platform with the supporting evidence pack attached.
24 / 7 Response
Talk to a TRAMCA investigator now.
Suspicious activity does not wait for office hours. Our investigation desks are staffed around the clock — pick the right line and we will be on a case within fifteen minutes.
Prefer to write? Send the case brief to contact@tramca.com or visit www.tramca.com — we respond within one business hour.